Pavlov Financial Planning is now Jade & Cowry. Same firm, just different name.

Know what you need to know with a partner who gets you

We are an independent, fiduciary financial planning firm, serving globally mobile individuals and multi-national families everywhere.

You don’t have to start from scratch with us.

We have lived similar lives and can help you take control of your multinational financial life.

Meet the Team

Meet our managing partners and financial planners, Hui-chin Chen and Sefa Mawuli.

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Hui-chin Chen, CFP®
Managing Partner & Financial Planner

As a first generation immigrant to the US and a globally mobile professional, I know firsthand how much time and energy goes into making prudent financial decisions involving ties in more than one country.

Sefa Mawuli, CFP® | Financial Planner | Pavlov Financial Planning
Sefa Mawuli, CFP®
Managing Partner & Financial Planner

My passion for financial planning grew from my own experience of not finding adequate financial advice as a busy corporate professional and new US immigrant navigating the US financial system.

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